Crucial Information regarding your social security credits.
Each week you work, money is taken out of your check to fund the social security disability fund. If you work for approximately 6 continuous years you will earn 40 social security credits. Once you earn 40 social security work credits, you are eligible to be approved for social security Disabilty payments if and only if, you can prove to the federal government that you are disabled. WHAT PEOPLE DONT KNOW ABOUT THEIR SSD CREDITS. If you stop working completely, your SSD credits expire in 5 years. If this happens you are no longer able to obtain SSD benefits even if you are disabled. I am finding more and more people in their 50s and early 60s that don’t know that their credits expire. Many people stop working, thinking they will get better and go back to work. They call my office after their credits have expired. This is a huge problem. Please keep in mind that even though you have worked for 20 to 40 years, your SSD credits expire in 5 years. You must file and prove Disabilty before your credits expire.
